Compare for small and midsize businesses

    APPSS, SAP Business One or AFAS?

    Your business software should fit the work and the way you grow. Compare the ERP foundations of SAP and AFAS with your own AI-native, agent-operable application on APPSS.

    Three starting points for your business software.

    AFAS Direct includes implementation. APPSS delivers your complete business design, business rules and own client-facing frontend as one working application.

    SAP Business One

    A broad ERP package

    SAP Business One

    Finance, purchasing, inventory, sales, CRM and reporting in one ERP for small and midsize businesses.

    By quotation

    Your licence mix, implementation, hosting and extensions shape the offer.

    AFAS

    Integrated standard processes

    AFAS

    Administration, HR/payroll and workflows. AFAS Direct provides a configured foundation for service and trading businesses.

    Direct from €375 / month

    For service and trading businesses with 5 employees. Includes implementation, an online course and support. AFAS ERP: request a price estimate.

    APPSS

    Your business design and client frontend

    APPSS

    APPSS delivers your business design, rules and client-facing frontend as working business software. On your dedicated APPSS server, in your own sovereign cloud or with enterprise arrangements. AI-native and fully agent-operable.

    €295 / €495 per month

    Dedicated as a Service or Managed Sovereign Cloud. Enterprise and Building your platform on request. Business design and client frontend from €3,500 once.

    These are different offers. Compare the same functions, setup, integrations and service in your quotes. APPSS amounts exclude VAT; check tax and contract terms with each supplier.

    A planner and technician review a tablet together in a workshop with tools and storage shelves
    APPSS delivers your business application and client portal from one business model. Your team, clients and authorised agents work within your rules and permissions.

    Delivered by APPSS

    Your business software. Delivered and managed by APPSS.

    We deliver your business design, business rules and client-facing frontend as one working application. On your dedicated APPSS server, as a managed service in your own sovereign cloud or with enterprise arrangements. Every offer includes the full AI and agent foundation.

    1. Your complete business design

      Your processes, data, rules, permissions and actions form one executable business model. We build your application and the agreed integrations on that foundation.

    2. Your own client-facing frontend

      We deliver the frontend in your brand, connected to your business model. Your team and clients work through screens that follow your processes and agreements.

    3. Your APPSS server as a managed service

      Your own dedicated APPSS server or managed APPSS in your sovereign cloud. Hosting and operations follow your chosen offer. More employees, clients or agents do not raise your subscription.

    Discuss your application

    Where do they differ?

    What determines the price?

    SAP Business One
    Named-user licences, with different access rights.
    AFAS
    A fixed monthly amount based on employee count. Certain industry functions cost extra.
    APPSS
    Your chosen delivery option and operations. No price per user, employee, agent, revenue or transaction.

    Sources:SAP Business One 10.0 License GuideAFAS ERP

    What happens as your business grows?

    SAP Business One
    More users may require extra licences. Agree expansion and access rights in your quote.
    AFAS
    A different employee count can change your monthly amount.
    APPSS
    Your APPSS subscription stays the same. Any additional external costs are agreed in advance, based on actual costs.

    Sources:SAP Business One 10.0 License GuideAFAS ERP

    What does setup include?

    SAP Business One
    Request a quote for setup and the components you need, including any extensions.
    AFAS
    Direct includes implementation, an online course and support. For AFAS ERP, request an implementation estimate.
    APPSS
    Your complete business design for the application, your rules and your own client-facing frontend. From €3,500 once; connected processes from €7,500. Building your platform on request.

    Sources:SAP Business OneAFAS ERPAFAS Direct

    How does the software evolve?

    SAP Business One
    Business One can be customised and extended. Specify the extensions and service you need in your quote.
    AFAS
    AFAS adds package features and updates without extra fees. Your configuration follows the package's capabilities.
    APPSS
    Managed Sovereign Cloud (€495) includes support and guidance. We define ongoing development in the Enterprise or Building your platform proposal, with a shared improvement backlog.

    Sources:SAP Business OneAFAS ERP

    A choice that helps your team

    Choose around the work your people do.

    Finance needs a predictable budget. Colleagues need a process that works. Customers need reliable follow-up. Compare what each solution does for those people, including the setup and help your team needs.

    Which route fits your business?

    A broad ERP foundation

    Explore SAP Business One when finance, inventory, purchasing and sales are your main needs and you want to start with an established ERP.

    Integrated administration

    Explore AFAS when administration, HR/payroll and standard processes fit your organisation. Direct may suit a quick start with configured processes.

    A distinctive way of working

    Explore APPSS when your own rules, customer portal, exceptions or agent actions take priority. Your team defines the behaviour; you choose the guidance you need.

    APPSS can also work alongside SAP or AFAS.

    Keep the accounting or payroll that works well. Use APPSS for your customer journey or operational process and agree the integrations. Existing licences, API access and any indirect access remain part of that agreement.

    Build your business case

    The sources behind this comparison

    Supplier pages reviewed on 6 October 2026. The SAP licence guide covers Business One 10.0; confirm current rights and terms with your supplier. The fit advice reflects our interpretation of the offers.

    Start with one process you can improve.

    Bring an example from your work. Together, we review which software and service fit your needs.

    Prepare your conversation